Well this post is looking back on 2019, and onward to 2020. I've done these for the past 8 years, so I don't think I need a decade in review, when it's just a few clicks away.
2019, what can I say, but that it was marvelous, exciting, independent, and well-researched!
So many things changed in my life this year....in chronological order.
late February 2019- I paid off my last credit card! I was able to sigh with relief, and shed a few happy tears because I worked and God changed my money habits to deliver me from the burden of debt. It was the biggest weight lifted off my shoulders. I am now proudly consumer debt free! I do have a student loan, but I pay on that each month. I also have another monthly expense, but more on that later:) Oh, and if you have not heard of the Dave Ramsey "baby steps", I would suggest you Google it, dedicate yourself to it, and watch your life change!
May 8th 2019- Stephen and I officially started our relationship! I met Stephen at the end of March, and right away we hit it off. Our shared faith is the biggest factor that makes our love work. We approach life differently in personality, but we mesh in life goals, future vision, and just blending our everyday lives. We both enjoy movies, family, good food, and quiet times walking in the park or just relaxing together. Stephen is my blessing that I did not think was coming into my life at this point.
October 2019- I started the look and search, and research for my first home. And in late December I purchased it!!! Yay, insert all the applause, happy dance etc. Seriously though, buying my first home is such a huge accomplishment for me. It was not possible without my loving parents, super supportive sister, brother-in-law, Stephen, the best group of friends in the whole world, family, and God who answered so many prayers through the process. I had to trust so many people, and it's very intimidating, but God brought people of good character across my path and for that I am humbled and grateful.
Now onto 2020
Financial Wisdom- Now that I am living in financial freedom, I can carefully look around at the new landscape and explore. Using a credit card again, to get the cash back rewards, but staying in my budget. Seeing how stocks might play into my financial future. And being very open with my financial story so that maybe other, single income, single women might feel safe to ask me questions about the debt-free process, because it's SO worth it.
Settling in my Home- Even as I write this, I had to take a pause to have the repair guy teach me about my breaker box. I am not a complete ditz, but home repair is not my strong point, so I'm taking notes like a professional! Also, as I write, the electric saw is buzzing outside as my handeyman works on replacing baseboards. So yeah, I'm about that "home" life! So, if it's 2020 and you are looking for me, or I'm a little less social, it's because I am a happy homeowner, and still basking in the glow of a dream fulfilled.
Sabrina and Stephen- I won't write much, but I will share that I have a good love in my life. I thank God for what is growing between Stephen and I and I can't wait to live 2020 in a sweet relationship, that also challenges me to grow, and continue to think of others more than myself. Also, when I looked back on last year, I asked you all to pray for my relationship life, thank you, it's working!
Year 35- That's right, the queen of birthdays will be turning 3-5! I celebrate anyway, but this year is a milestone birthday. Hooray, and get ready! I know it's going to be the best ever, and that is saying a lot because I have had some amazing birthdays!!
Brina Bakes- I look forward to continuing to sell cookies in 2020, and also branching out to host cookie decorating parties. Can't wait:)
Work Life- Waiting to see on some things, but stay tuned.
For 9 years I have closed the same way, so here we go:) Maybe your 2020 be full to the brim of joy and peace.
Now with all of that said I will say this.....2020 is a completely unknown entity. Sure, I know some things but they are so tiny compared to what I have no idea about. The key is to hold fast to God, have faith and grace, love my family and friends, and be the very best Sabrina Maude Stewart that I can be.....that should not be too hard ( I am kidding) it will probably take me 365 days to kind of get it right!
